Glossary

Aungsha is a digital real estate platform in Bangladesh where you can buy a small share of a property starting from just BDT 1,000. You become a real part-owner of that property and earn returns as it grows. It is run under Biswas Builders Limited.

The profit you earn from your share over a year. Aungsha pays out profit every 6 months. Each payout is typically between 5% and 15% of what you put in so over a full year you can earn roughly 15% to 25% in total. The exact amount depends on the project and how the property is performing.

When the value of a property goes up over time, your share also becomes more valuable. On Aungsha, projects are expected to gain 12–15% in value on top of your yearly returns.

Your money is backed by a real, physical property — not a promise or paper. On Aungsha, every investment is tied to an actual building or project, so your returns come from real income and real property value.

When Aungsha buys back your units at the end of a withdrawal window. You get your money back along with your returns. This is one of the ways you can exit your purchase.

The extra profit you make when your unit is worth more than what you paid for it. For example, if you bought a unit for BDT 1,000 and it is now worth BDT 1,150, your capital gain is BDT 150 (15%).

If you change your mind after buying you can cancel at any time and get your full amount back with no charges or fees. There is no deadline and no penalty for taking your money back.

Your personal page inside the Aungsha app or website. From here you can see all your purchases, check your returns, view payment history, and manage your account in one place.

A digital proof that you own units in an Aungsha project. Once your purchase is confirmed, this certificate is stored in your account and shows exactly what you own.

Instead of buying an entire property you buy a small part of it. Many people each own a share of the same property and each get returns based on how much they own. This is how Aungsha works.

The time period when units in a new project are available to buy. Once the window closes, your units are added to your account within 5 working days.

An offering that follows Islamic finance rules — no interest, no gambling, no unclear deals. On Aungsha, your returns come from real property income and growth, which makes it Halal and Shariah-conscious.

A simple identity check you need to complete before making your first purchase on Aungsha. You submit your NID or passport details so the platform can confirm who you are. It is required by law and keeps the platform safe for everyone.

A section inside Aungsha where you can buy or sell your units directly with other users at a price you set. It is a way to exit your purchase without waiting for the next withdrawal window.

A very small share of a property, starting from just BDT 1,000. Microshares let anyone invest in real estate — even if you do not have a lot of money to start with.

Money you earn regularly without doing any extra work. On Aungsha, once a project is complete and generating income, you receive regular profit payments just for holding your units.

Aungsha does not charge any fee when you take your money back. You can exit at any time and receive your full amount. Payment gateway charges from your bank or mobile banking provider may apply separately depending on your payment method.

Reserving your units in a project before it officially opens. Pre-book buyers get the lowest unit price and extra benefits like an additional 20% ROI and an early withdrawal option after 3 months.

A real estate property listed on Aungsha that you can buy a share in. Each project is developed by Biswas Builders, has a clear unit price, and shows exactly how much you can earn. Current projects include hotels in Cox's Bazar.

When you invite someone to join Aungsha and they buy their first share you earn a bonus reward. Share your personal referral link from the app with friends and family. Once they sign up and complete a purchase the reward is added to your account automatically. You can refer as many people as you want and earn a bonus for each one. There is no limit to how many times you can refer. Check the current reward amount inside the app.

The total profit you make compared to how much you invested, shown as a percentage. On Aungsha, your ROI includes both yearly returns and the rise in property value. Projects offer 14–19% per year. Pre-book buyers get an extra 20% on top.

Designed to follow Islamic rules — no interest, no gambling, no unclear transactions. On Aungsha, your profit comes from the actual income and growth of the property, not from interest payments.

A single share in an Aungsha project. When you buy a unit you own a piece of that property. The more units you hold the bigger your share and the more returns you earn. Units start from BDT 1,000.

The cost of one unit in a project. It starts from BDT 1,000. Pre-book buyers always get the lowest price before the standard price is announced.

A property that Aungsha has reviewed, checked the documents, and approved before listing it. Every project on Aungsha is developed by Biswas Builders and comes with clear financial details and timelines.

Taking your money back from Aungsha. You can do this at any time with no fees or charges. Just go to your dashboard and request a withdrawal. Your full amount will be returned to you. Pre-Book holders can also take their money back after 3 months with profit included.

There is no fixed waiting period to get your money back on Aungsha. You can exit whenever you want. Pre-Book holders can withdraw with profit after 3 months. The sooner you withdraw the less profit you may have earned but your original amount is always returned in full.